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Can a prenuptial agreement benefit me even if I’m not wealthy?

If you live in Colorado and are planning to get married, you may be wondering about prenuptial agreements and whether signing one with your spouse is the right move for you. Often times, when you hear about prenups, it is in connection with celebrities, wealthy businesspeople and others who have a lot to lose in the event of a divorce. However, prenups can serve many purposes and you may still want to consider one even if you do not have a massive bank account.

As Wise Bread points out, most people get married before they have a thriving career and have started a family. Sometimes, after a couple has children, they choose for one parent to stay home with the children while the other remains employed. However, if that couple ends up getting divorced, the person who gave up their career can find themselves missing out financially. A prenup can be used to make sure that both people’s interests are protected.

Another reason that you may want to choose a prenup is if one or both you have a lot of debt. If you end up getting divorce, a prenup can ensure that you do not end up being responsible for debt that your spouse had already incurred before you were married.

Finally, if you or your spouse has children from another relationship, a prenup can be a useful tool for keeping finances intended for the children separate from those that are considered part of your marital property. This is not intended to be legal advice and is provided only as general information on this topic.

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